Comprehensive Local Credit Card Guide

Credit Cards in 20878 (Gaithersburg, MD)

Credit Card Debt in 20878

^ Average credit card debt in 20878 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20878

^ Based on overall Maryland data, the credit card delinquency rate in Gaithersburg is approximately 0.61%. ^[2]

Credit Scores in 20878

^ The average credit score in Gaithersburg is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20878

Credit Card Debt in 20878

20878 Credit Card Debt
- The estimated average credit card debt for 20878 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20878

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20878 Credit Scores

Credit Scores in 20878
- Residents of 20878 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20878 (Gaithersburg, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20878 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20878 ^[4]
- 20878 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20878 (Gaithersburg, MD)

Recent credit card complaints originating from consumers in 20878, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20878

Complaint Issue	Number of Complaints*
Incorrect information on your report	178
Improper use of your report	81
Problem with a credit reporting company's investigation	39
Managing an account	25
Problem with a company's investigation into an existing problem	23
Other	156

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20878

20878 is associated with the city of Gaithersburg, which is located in Montgomery County in the state of Maryland. ^[6]

20878 Credit Cards

For more information about 20878 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20878

6. ^ United States Census Bureau