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Comprehensive Local Credit Card Guide

Credit Cards in 21048 (Finksburg, MD)

Credit Card Debt in 21048

^ Average credit card debt in 21048 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21048

^ Based on overall Maryland data, the credit card delinquency rate in Finksburg is approximately 0.61%. [2]

Credit Scores in 21048

^ The average credit score in Finksburg is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21048

Credit Card Debt in 21048


  • 21048 Credit Card Debt
    • The estimated average credit card debt for 21048 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21048


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21048 Credit Scores


  • Credit Scores in 21048
    • Residents of 21048 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21048 (Finksburg, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21048 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21048 [4]
    • 21048 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21048 (Finksburg, MD)

Recent credit card complaints originating from consumers in 21048, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21048

Complaint Issue Number of Complaints*
Incorrect information on your report 5
Problem with a credit reporting company's investigation 3
Closing an account 1
Dealing with your lender or servicer 1
Improper use of your report 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21048

21048 is associated with the city of Finksburg, which is located in Carroll County in the state of Maryland. [6]

MD Credit Cards

21048 Credit Cards

For more information about 21048 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21048

6. ^ United States Census Bureau