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Comprehensive Local Credit Card Guide

Credit Cards in 21078 (Havre De Grace, MD)

Credit Card Debt in 21078

^ Average credit card debt in 21078 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21078

^ Based on overall Maryland data, the credit card delinquency rate in Havre De Grace is approximately 0.61%. [2]

Credit Scores in 21078

^ The average credit score in Havre De Grace is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21078

Credit Card Debt in 21078


  • 21078 Credit Card Debt
    • The estimated average credit card debt for 21078 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21078


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21078 Credit Scores


  • Credit Scores in 21078
    • Residents of 21078 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21078 (Havre De Grace, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21078 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21078 [4]
    • 21078 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21078 (Havre De Grace, MD)

Recent credit card complaints originating from consumers in 21078, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21078

Complaint Issue Number of Complaints*
Improper use of your report 96
Incorrect information on your report 82
Problem with a credit reporting company's investigation 12
False statements or representation 6
Problem with a company's investigation into an existing problem 5
Other 26
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21078

21078 is associated with the city of Havre De Grace, which is located in Harford County in the state of Maryland. [6]

MD Credit Cards

21078 Credit Cards

For more information about 21078 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21078

6. ^ United States Census Bureau