Comprehensive Local Credit Card Guide

Credit Cards in 21146 (Severna Park, MD)

Credit Card Debt in 21146

^ Average credit card debt in 21146 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21146

^ Based on overall Maryland data, the credit card delinquency rate in Severna Park is approximately 0.61%. ^[2]

Credit Scores in 21146

^ The average credit score in Severna Park is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21146

Credit Card Debt in 21146

21146 Credit Card Debt
- The estimated average credit card debt for 21146 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21146

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21146 Credit Scores

Credit Scores in 21146
- Residents of 21146 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21146 (Severna Park, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21146 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21146 ^[4]
- 21146 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21146 (Severna Park, MD)

Recent credit card complaints originating from consumers in 21146, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21146

Complaint Issue	Number of Complaints*
Incorrect information on your report	46
Improper use of your report	14
Managing an account	11
Problem with a credit reporting company's investigation	8
Dealing with your lender or servicer	7
Other	58

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21146

21146 is associated with the city of Severna Park, which is located in Anne Arundel County in the state of Maryland. ^[6]

21146 Credit Cards

For more information about 21146 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21146

6. ^ United States Census Bureau