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Comprehensive Local Credit Card Guide

Credit Cards in 89408 (Fernley, NV)

Credit Card Debt in 89408

^ Average credit card debt in 89408 is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in 89408

^ Based on overall Nevada data, the credit card delinquency rate in Fernley is approximately 0.7%. [2]

Credit Scores in 89408

^ The average credit score in Fernley is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Credit Card & Personal Finance Statistics in 89408

Credit Card Debt in 89408


  • 89408 Credit Card Debt
    • The estimated average credit card debt for 89408 residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 89408


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89408 Credit Scores


  • Credit Scores in 89408
    • Residents of 89408 (NV) have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More 89408 (Fernley, NV) Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 89408 who are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 89408 [4]
    • 89408 (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 89408 (Fernley, NV)

Recent credit card complaints originating from consumers in 89408, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 89408

Complaint Issue Number of Complaints*
Improper use of your report 90
Incorrect information on your report 10
Attempts to collect debt not owed 8
Problem when making payments 8
Trouble during payment process 8
Other 37
* Total 2021 - 2024 (current)

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Additional information about Nevada

About 89408

89408 is associated with the city of Fernley, which is located in Lyon County in the state of Nevada. [6]

NV Credit Cards

89408 Credit Cards

For more information about 89408 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Nevada


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Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89408

6. ^ United States Census Bureau