Comprehensive Local Credit Card Guide

Credit Cards in 89523 (Reno, NV)

Credit Card Debt in 89523

^ Average credit card debt in 89523 is approximately $4,851, based on overall Nevada data. ^[1]

Credit Card Delinquency in 89523

^ Based on overall Nevada data, the credit card delinquency rate in Reno is approximately 0.7%. ^[2]

Credit Scores in 89523

^ The average credit score in Reno is approximately 677, based on collective Nevada data. ^[3]

Credit Card & Personal Finance Statistics in 89523

Credit Card Debt in 89523

89523 Credit Card Debt
- The estimated average credit card debt for 89523 residents is $4,851. ^[1]
- Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
- Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 89523

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89523 Credit Scores

Credit Scores in 89523
- Residents of 89523 (NV) have an estimated average credit score of 677. ^[3]
- The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
- Nevada collectively ranks 45th in the U.S. in average credit score of residents. ^[3]

More 89523 (Reno, NV) Credit Stats

Credit card delinquency rates in Nevada ^[2]
- Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 89523 who are more than 90 days late on payments
- Nevada Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 89523 ^[4]
- 89523 (Nevada) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 89523 (Reno, NV)

Recent credit card complaints originating from consumers in 89523, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 89523

Complaint Issue	Number of Complaints*
Incorrect information on your report	45
Improper use of your report	41
Managing an account	16
Problem with a company's investigation into an existing problem	13
Problem with a credit reporting company's investigation	9
Other	74

* Total 2021 - 2024 (current)

Additional information about Nevada

About 89523

89523 is associated with the city of Reno, which is located in Washoe County in the state of Nevada. ^[6]

89523 Credit Cards

For more information about 89523 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Nevada

Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89523

6. ^ United States Census Bureau