Credit Card & Personal Finance Statistics in 07438
Credit Card Debt in 07438
- 07438 Credit Card Debt
-
- The estimated average credit card debt for 07438 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07438
07438 Credit Scores
- Credit Scores in 07438
-
- Residents of 07438 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07438 (Oak Ridge, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07438 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07438 [4]
-
- 07438 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07438 (Oak Ridge, NJ)
Recent credit card complaints originating from consumers in 07438, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07438
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
9 |
| Incorrect information on your report |
9 |
| Managing an account |
4 |
| Charged fees or interest you didn't expect |
1 |
| Closing an account |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07438
07438 is associated with the city of Oak Ridge, which is located in Passaic County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
