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Comprehensive Local Credit Card Guide

Wood Ridge Credit Cards

Credit Card Debt in Wood Ridge

^ Average credit card debt in Wood Ridge is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Wood Ridge

^ Based on overall NJ data, the credit card delinquency rate in Wood Ridge is approximately 0.56%. [2]

Credit Scores in Wood Ridge

^ The average credit score in Wood Ridge is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Wood Ridge, NJ Credit Card & Personal Finance Statistics

Wood Ridge Credit Card Debt


  • Credit Card Debt in Wood Ridge
    • The estimated average credit card debt for Wood Ridge residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Wood Ridge Credit Scores


  • Credit Scores in Wood Ridge
    • Residents of Wood Ridge, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Wood Ridge, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Wood Ridge cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Wood Ridge [4]
    • Wood Ridge (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Wood Ridge

Wood Ridge is a borough located in Bergen County in the state of New Jersey, and has a population of approximately 7,626. [6]

NJ Credit Cards

Wood Ridge Credit Cards

For more information about Wood Ridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau