Credit Card & Personal Finance Statistics in 07439
Credit Card Debt in 07439
- 07439 Credit Card Debt
-
- The estimated average credit card debt for 07439 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07439
07439 Credit Scores
- Credit Scores in 07439
-
- Residents of 07439 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07439 (Ogdensburg, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07439 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07439 [4]
-
- 07439 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07439 (Ogdensburg, NJ)
Recent credit card complaints originating from consumers in 07439, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07439
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
9 |
| Getting a credit card |
1 |
| Managing an account |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07439
07439 is associated with the city of Ogdensburg, which is located in Sussex County in the state of New Jersey. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
