Credit Card & Personal Finance Statistics in 07442
Credit Card Debt in 07442
- 07442 Credit Card Debt
-
- The estimated average credit card debt for 07442 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07442
07442 Credit Scores
- Credit Scores in 07442
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- Residents of 07442 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07442 (Pompton Lakes, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07442 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07442 [4]
-
- 07442 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07442 (Pompton Lakes, NJ)
Recent credit card complaints originating from consumers in 07442, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07442
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
15 |
| Attempts to collect debt not owed |
3 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Closing your account |
1 |
| Getting a credit card |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07442
07442 is associated with the city of Pompton Lakes, which is located in Passaic County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
