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Comprehensive Local Credit Card Guide

Credit Cards in 07662 (Rochelle Park, NJ)

Credit Card Debt in 07662

^ Average credit card debt in 07662 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07662

^ Based on overall New Jersey data, the credit card delinquency rate in Rochelle Park is approximately 0.56%. [2]

Credit Scores in 07662

^ The average credit score in Rochelle Park is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07662

Credit Card Debt in 07662


  • 07662 Credit Card Debt
    • The estimated average credit card debt for 07662 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07662


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07662 Credit Scores


  • Credit Scores in 07662
    • Residents of 07662 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07662 (Rochelle Park, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07662 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07662 [4]
    • 07662 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07662 (Rochelle Park, NJ)

Recent credit card complaints originating from consumers in 07662, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07662

Complaint Issue Number of Complaints*
Incorrect information on your report 49
Improper use of your report 19
False statements or representation 3
Problem with a credit reporting company's investigation 2
Problem with a purchase shown on your statement 2
Other 7
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07662

07662 is associated with the city of Rochelle Park, which is located in Bergen County in the state of New Jersey. [6]

NJ Credit Cards

07662 Credit Cards

For more information about 07662 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07662

6. ^ United States Census Bureau