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Comprehensive Local Credit Card Guide

Credit Cards in 07663 (Saddle Brook, NJ)

Credit Card Debt in 07663

^ Average credit card debt in 07663 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07663

^ Based on overall New Jersey data, the credit card delinquency rate in Saddle Brook is approximately 0.56%. [2]

Credit Scores in 07663

^ The average credit score in Saddle Brook is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07663

Credit Card Debt in 07663


  • 07663 Credit Card Debt
    • The estimated average credit card debt for 07663 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07663


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07663 Credit Scores


  • Credit Scores in 07663
    • Residents of 07663 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07663 (Saddle Brook, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07663 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07663 [4]
    • 07663 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07663 (Saddle Brook, NJ)

Recent credit card complaints originating from consumers in 07663, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07663

Complaint Issue Number of Complaints*
Improper use of your report 28
Incorrect information on your report 28
Problem with a company's investigation into an existing problem 14
Problem with a credit reporting company's investigation 13
Managing an account 11
Other 10
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07663

07663 is associated with the city of Saddle Brook, which is located in Bergen County in the state of New Jersey. [6]

NJ Credit Cards

07663 Credit Cards

For more information about 07663 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07663

6. ^ United States Census Bureau