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Comprehensive Local Credit Card Guide

Credit Cards in 07850 (Landing, NJ)

Credit Card Debt in 07850

^ Average credit card debt in 07850 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07850

^ Based on overall New Jersey data, the credit card delinquency rate in Landing is approximately 0.56%. [2]

Credit Scores in 07850

^ The average credit score in Landing is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07850

Credit Card Debt in 07850


  • 07850 Credit Card Debt
    • The estimated average credit card debt for 07850 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07850


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07850 Credit Scores


  • Credit Scores in 07850
    • Residents of 07850 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07850 (Landing, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07850 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07850 [4]
    • 07850 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07850 (Landing, NJ)

Recent credit card complaints originating from consumers in 07850, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07850

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 7
Incorrect information on your report 3
Attempts to collect debt not owed 1
Closing an account 1
Fraud or scam 1
Other 5
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07850

07850 is associated with the city of Landing, which is located in Morris County in the state of New Jersey. [6]

NJ Credit Cards

07850 Credit Cards

For more information about 07850 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07850

6. ^ United States Census Bureau