Credit Card & Personal Finance Statistics in 07852
Credit Card Debt in 07852
- 07852 Credit Card Debt
-
- The estimated average credit card debt for 07852 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07852
07852 Credit Scores
- Credit Scores in 07852
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- Residents of 07852 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07852 (Ledgewood, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07852 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07852 [4]
-
- 07852 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07852 (Ledgewood, NJ)
Recent credit card complaints originating from consumers in 07852, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07852
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
17 |
| Incorrect information on your report |
8 |
| Managing the loan or lease |
1 |
| Unauthorized transactions or other transaction problem |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07852
07852 is associated with the city of Ledgewood, which is located in Morris County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
