Credit Card & Personal Finance Statistics in 07939
Credit Card Debt in 07939
- 07939 Credit Card Debt
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- The estimated average credit card debt for 07939 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07939
07939 Credit Scores
- Credit Scores in 07939
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- Residents of 07939 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07939 (Lyons, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07939 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07939 [4]
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- 07939 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07939 (Lyons, NJ)
Recent credit card complaints originating from consumers in 07939, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07939
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
7 |
Credit monitoring or identity theft protection services |
2 |
False statements or representation |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07939
07939 is associated with the city of Lyons, which is located in Somerset County in the state of New Jersey. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax