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Comprehensive Local Credit Card Guide

Credit Cards in 07946 (Millington, NJ)

Credit Card Debt in 07946

^ Average credit card debt in 07946 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07946

^ Based on overall New Jersey data, the credit card delinquency rate in Millington is approximately 0.56%. [2]

Credit Scores in 07946

^ The average credit score in Millington is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07946

Credit Card Debt in 07946


  • 07946 Credit Card Debt
    • The estimated average credit card debt for 07946 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07946


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07946 Credit Scores


  • Credit Scores in 07946
    • Residents of 07946 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07946 (Millington, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07946 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07946 [4]
    • 07946 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07946 (Millington, NJ)

Recent credit card complaints originating from consumers in 07946, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07946

Complaint Issue Number of Complaints*
Improper use of your report 13
Incorrect information on your report 6
Closing on a mortgage 1
Other features, terms, or problems 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07946

07946 is associated with the city of Millington, which is located in Morris County in the state of New Jersey. [6]

NJ Credit Cards

07946 Credit Cards

For more information about 07946 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07946

6. ^ United States Census Bureau