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Comprehensive Local Credit Card Guide

Credit Cards in 08004 (Atco, NJ)

Credit Card Debt in 08004

^ Average credit card debt in 08004 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08004

^ Based on overall New Jersey data, the credit card delinquency rate in Atco is approximately 0.56%. [2]

Credit Scores in 08004

^ The average credit score in Atco is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08004

Credit Card Debt in 08004


  • 08004 Credit Card Debt
    • The estimated average credit card debt for 08004 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08004


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08004 Credit Scores


  • Credit Scores in 08004
    • Residents of 08004 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08004 (Atco, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08004 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08004 [4]
    • 08004 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08004 (Atco, NJ)

Recent credit card complaints originating from consumers in 08004, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08004

Complaint Issue Number of Complaints*
Improper use of your report 144
Incorrect information on your report 48
Problem with a credit reporting company's investigation 8
Attempts to collect debt not owed 4
Closing your account 3
Other 13
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08004

08004 is associated with the city of Atco, which is located in Camden County in the state of New Jersey. [6]

NJ Credit Cards

08004 Credit Cards

For more information about 08004 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08004

6. ^ United States Census Bureau