Comprehensive Local Credit Card Guide

Credit Cards in 08066 (Paulsboro, NJ)

Credit Card Debt in 08066

^ Average credit card debt in 08066 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 08066

^ Based on overall New Jersey data, the credit card delinquency rate in Paulsboro is approximately 0.56%. ^[2]

Credit Scores in 08066

^ The average credit score in Paulsboro is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 08066

Credit Card Debt in 08066

08066 Credit Card Debt
- The estimated average credit card debt for 08066 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 08066

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08066 Credit Scores

Credit Scores in 08066
- Residents of 08066 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 08066 (Paulsboro, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 08066 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 08066 ^[4]
- 08066 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 08066 (Paulsboro, NJ)

Recent credit card complaints originating from consumers in 08066, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 08066

Complaint Issue	Number of Complaints*
Incorrect information on your report	98
Improper use of your report	77
Problem with a credit reporting company's investigation	31
Problem with a company's investigation into an existing problem	27
Dealing with your lender or servicer	2
Other	7

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 08066

08066 is associated with the city of Paulsboro, which is located in Gloucester County in the state of New Jersey. ^[6]

08066 Credit Cards

For more information about 08066 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08066

6. ^ United States Census Bureau