Credit Card & Personal Finance Statistics in 08318
Credit Card Debt in 08318
- 08318 Credit Card Debt
-
- The estimated average credit card debt for 08318 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08318
08318 Credit Scores
- Credit Scores in 08318
-
- Residents of 08318 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08318 (Elmer, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08318 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08318 [4]
-
- 08318 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08318 (Elmer, NJ)
Recent credit card complaints originating from consumers in 08318, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08318
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
17 |
| Improper use of your report |
10 |
| False statements or representation |
3 |
| Managing an account |
2 |
| Problem with a company's investigation into an existing problem |
2 |
| Other |
7 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08318
08318 is associated with the city of Elmer, which is located in Salem County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
