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Comprehensive Local Credit Card Guide

Bernardsville Credit Cards

Credit Card Debt in Bernardsville

^ Average credit card debt in Bernardsville is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Bernardsville

^ Based on overall NJ data, the credit card delinquency rate in Bernardsville is approximately 0.56%. [2]

Credit Scores in Bernardsville

^ The average credit score in Bernardsville is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Bernardsville, NJ Credit Card & Personal Finance Statistics

Bernardsville Credit Card Debt

  • Credit Card Debt in Bernardsville
    • The estimated average credit card debt for Bernardsville residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Bernardsville Credit Card Calculator

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Bernardsville Credit Scores

  • Credit Scores in Bernardsville
    • Residents of Bernardsville, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Bernardsville, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Bernardsville cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bernardsville [4]
    • Bernardsville (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Bernardsville

Bernardsville is a borough located in Somerset County in the state of New Jersey, and has a population of approximately 7,707. [6]

NJ Credit Cards

Bernardsville Credit Cards

For more information about Bernardsville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NJ

ZIP Codes in New Jersey



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau