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Comprehensive Local Credit Card Guide

Credit Cards in 08723 (Brick, NJ)

Credit Card Debt in 08723

^ Average credit card debt in 08723 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08723

^ Based on overall New Jersey data, the credit card delinquency rate in Brick is approximately 0.56%. [2]

Credit Scores in 08723

^ The average credit score in Brick is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08723

Credit Card Debt in 08723


  • 08723 Credit Card Debt
    • The estimated average credit card debt for 08723 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08723


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08723 Credit Scores


  • Credit Scores in 08723
    • Residents of 08723 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08723 (Brick, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08723 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08723 [4]
    • 08723 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08723 (Brick, NJ)

Recent credit card complaints originating from consumers in 08723, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08723

Complaint Issue Number of Complaints*
Incorrect information on your report 130
Improper use of your report 42
Problem with a company's investigation into an existing problem 38
Attempts to collect debt not owed 19
Problem with a credit reporting company's investigation 17
Other 77
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08723

08723 is associated with the city of Brick, which is located in Ocean County in the state of New Jersey. [6]

NJ Credit Cards

08723 Credit Cards

For more information about 08723 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08723

6. ^ United States Census Bureau