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Comprehensive Local Credit Card Guide

Garfield Credit Cards

Credit Card Debt in Garfield

^ Average credit card debt in Garfield is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Garfield

^ Based on overall NJ data, the credit card delinquency rate in Garfield is approximately 0.56%. [2]

Credit Scores in Garfield

^ The average credit score in Garfield is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Garfield, NJ Credit Card & Personal Finance Statistics

Garfield Credit Card Debt


  • Credit Card Debt in Garfield
    • The estimated average credit card debt for Garfield residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Garfield Credit Scores


  • Credit Scores in Garfield
    • Residents of Garfield, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Garfield, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Garfield cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Garfield [4]
    • Garfield (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Garfield

Garfield is a city located in Bergen County in the state of New Jersey, and has a population of approximately 30,487. [6]

NJ Credit Cards

Garfield Credit Cards

For more information about Garfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau