Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 88011 (Las Cruces, NM)

Credit Card Debt in 88011

^ Average credit card debt in 88011 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 88011

^ Based on overall New Mexico data, the credit card delinquency rate in Las Cruces is approximately 0.55%. [2]

Credit Scores in 88011

^ The average credit score in Las Cruces is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 88011

Credit Card Debt in 88011


  • 88011 Credit Card Debt
    • The estimated average credit card debt for 88011 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 88011


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


88011 Credit Scores


  • Credit Scores in 88011
    • Residents of 88011 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 88011 (Las Cruces, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 88011 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 88011 [4]
    • 88011 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 88011 (Las Cruces, NM)

Recent credit card complaints originating from consumers in 88011, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 88011

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 59
Improper use of your report 46
Incorrect information on your report 26
Managing an account 9
Problem with a credit reporting company's investigation 8
Other 49
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New Mexico

About 88011

88011 is associated with the city of Las Cruces, which is located in Doña Ana County in the state of New Mexico. [6]

NM Credit Cards

88011 Credit Cards

For more information about 88011 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Mexico


Go

Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 88011

6. ^ United States Census Bureau