Credit Card & Personal Finance Statistics in 88023
Credit Card Debt in 88023
- 88023 Credit Card Debt
-
- The estimated average credit card debt for 88023 residents is $4,920. [1]
- Average credit card debt amount in New Mexico (all cities) is
1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 88023
88023 Credit Scores
- Credit Scores in 88023
-
- Residents of 88023 (NM) have an estimated average credit score of 683. [3]
- The average credit score in New Mexico (all cities) is
1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]
More 88023 (Bayard, NM) Credit Stats
- Credit card delinquency rates in New Mexico [2]
-
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 88023 who are more than 90 days late on payments
-
- New Mexico Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 88023 [4]
-
- 88023 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 88023 (Bayard, NM)
Recent credit card complaints originating from consumers in 88023, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 88023
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Written notification about debt |
1 |
* Total 2021 - 2024 (current)
Additional information about New Mexico
About 88023
88023 is associated with the city of Bayard, which is located in Grant County in the state of New Mexico. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New Mexico
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
