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Comprehensive Local Credit Card Guide

Credit Cards in 88061 (Silver City, NM)

Credit Card Debt in 88061

^ Average credit card debt in 88061 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 88061

^ Based on overall New Mexico data, the credit card delinquency rate in Silver City is approximately 0.55%. [2]

Credit Scores in 88061

^ The average credit score in Silver City is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 88061

Credit Card Debt in 88061


  • 88061 Credit Card Debt
    • The estimated average credit card debt for 88061 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 88061


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88061 Credit Scores


  • Credit Scores in 88061
    • Residents of 88061 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 88061 (Silver City, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 88061 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 88061 [4]
    • 88061 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 88061 (Silver City, NM)

Recent credit card complaints originating from consumers in 88061, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 88061

Complaint Issue Number of Complaints*
Improper use of your report 3
Closing an account 1
Managing an account 1
Opening an account 1
Problem caused by your funds being low 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 88061

88061 is associated with the city of Silver City, which is located in Grant County in the state of New Mexico. [6]

NM Credit Cards

88061 Credit Cards

For more information about 88061 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 88061

6. ^ United States Census Bureau