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Comprehensive Local Credit Card Guide

Las Cruces Credit Cards

Credit Card Debt in Las Cruces

^ Average credit card debt in Las Cruces is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Las Cruces

^ Based on overall NM data, the credit card delinquency rate in Las Cruces is approximately 0.55%. [2]

Credit Scores in Las Cruces

^ The average credit score in Las Cruces is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Las Cruces, NM Credit Card & Personal Finance Statistics

Las Cruces Credit Card Debt


  • Credit Card Debt in Las Cruces
    • The estimated average credit card debt for Las Cruces residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Las Cruces Credit Card Calculator


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Las Cruces Credit Scores


  • Credit Scores in Las Cruces
    • Residents of Las Cruces, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Las Cruces, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Las Cruces cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Las Cruces [4]
    • Las Cruces (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Las Cruces

Las Cruces is a city located in Doña Ana County in the state of New Mexico, and has a population of approximately 97,618. [6]

NM Credit Cards

Las Cruces Credit Cards

For more information about Las Cruces credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NM

ZIP Codes in New Mexico


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau