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Comprehensive Local Credit Card Guide

Credit Cards in 10002 (New York, NY)

Credit Card Debt in 10002

^ Average credit card debt in 10002 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10002

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10002

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10002

Credit Card Debt in 10002

  • 10002 Credit Card Debt
    • The estimated average credit card debt for 10002 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10002

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10002 Credit Scores

  • Credit Scores in 10002
    • Residents of 10002 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10002 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10002 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10002 [4]
    • 10002 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10002 (New York, NY)

Recent credit card complaints originating from consumers in 10002, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 10002

Complaint Issue Number of Complaints*
Incorrect information on your report 198
Improper use of your report 156
Problem with a credit reporting company's investigation 69
Managing an account 32
Problem with a company's investigation into an existing problem 29
Other 163
* Total 2021 - 2024 (current)

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Additional information about New York

About 10002

10002 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10002 Credit Cards

For more information about 10002 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


Cities in NY


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10002

6. ^ United States Census Bureau