Comprehensive Local Credit Card Guide

Credit Cards in 10034 (New York, NY)

Credit Card Debt in 10034

^ Average credit card debt in 10034 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10034

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. ^[2]

Credit Scores in 10034

^ The average credit score in New York is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10034

Credit Card Debt in 10034

10034 Credit Card Debt
- The estimated average credit card debt for 10034 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10034

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10034 Credit Scores

Credit Scores in 10034
- Residents of 10034 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10034 (New York, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10034 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10034 ^[4]
- 10034 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10034 (New York, NY)

Recent credit card complaints originating from consumers in 10034, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10034

Complaint Issue	Number of Complaints*
Incorrect information on your report	656
Improper use of your report	373
Problem with a company's investigation into an existing problem	73
Problem with a credit reporting company's investigation	52
Attempts to collect debt not owed	26
Other	118

* Total 2021 - 2024 (current)

Additional information about New York

About 10034

10034 is associated with the city of New York, which is located in New York County in the state of New York. ^[6]

10034 Credit Cards

For more information about 10034 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10034

6. ^ United States Census Bureau