Comprehensive Local Credit Card Guide

Credit Cards in 10474 (Bronx, NY)

Credit Card Debt in 10474

^ Average credit card debt in 10474 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10474

^ Based on overall New York data, the credit card delinquency rate in Bronx is approximately 0.59%. ^[2]

Credit Scores in 10474

^ The average credit score in Bronx is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10474

Credit Card Debt in 10474

10474 Credit Card Debt
- The estimated average credit card debt for 10474 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10474

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10474 Credit Scores

Credit Scores in 10474
- Residents of 10474 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10474 (Bronx, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10474 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10474 ^[4]
- 10474 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10474 (Bronx, NY)

Recent credit card complaints originating from consumers in 10474, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10474

Complaint Issue	Number of Complaints*
Incorrect information on your report	112
Improper use of your report	57
Problem with a company's investigation into an existing problem	9
Closing an account	2
Managing, opening, or closing your mobile wallet account	2
Other	7

* Total 2021 - 2024 (current)

Additional information about New York

About 10474

10474 is associated with the city of Bronx, which is located in Bronx County in the state of New York. ^[6]

10474 Credit Cards

For more information about 10474 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10474

6. ^ United States Census Bureau