Credit Card & Personal Finance Statistics in 10538
Credit Card Debt in 10538
- 10538 Credit Card Debt
-
- The estimated average credit card debt for 10538 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 10538
10538 Credit Scores
- Credit Scores in 10538
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- Residents of 10538 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 10538 (Larchmont, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10538 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10538 [4]
-
- 10538 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10538 (Larchmont, NY)
Recent credit card complaints originating from consumers in 10538, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 10538
Complaint Issue |
Number of Complaints* |
Improper use of your report |
35 |
Problem with a credit reporting company's investigation |
24 |
Incorrect information on your report |
14 |
Attempts to collect debt not owed |
13 |
Problem with a company's investigation into an existing problem |
8 |
Other |
26 |
* Total 2021 - 2024 (current)
Additional information about New York
About 10538
10538 is associated with the city of Larchmont, which is located in Westchester County in the state of New York. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax