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Comprehensive Local Credit Card Guide

Kingston Credit Cards

Credit Card Debt in Kingston

^ Average credit card debt in Kingston is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Kingston

^ Based on overall NY data, the credit card delinquency rate in Kingston is approximately 0.59%. [2]

Credit Scores in Kingston

^ The average credit score in Kingston is approximately 704, based on collective New York data. [3]

NY Credit Cards

Kingston, NY Credit Card & Personal Finance Statistics

Kingston Credit Card Debt


  • Credit Card Debt in Kingston
    • The estimated average credit card debt for Kingston residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Kingston Credit Card Calculator


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Kingston Credit Scores


  • Credit Scores in Kingston
    • Residents of Kingston, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Kingston, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Kingston cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Kingston [4]
    • Kingston (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Kingston, NY

Recent credit card complaints originating from consumers in 12401, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 19, 2014
12401
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 20, 2014
12401
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Aug 22, 2012
12401
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
Yes
Jul 26, 2012
12401
Delinquent account
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
May 2, 2014
12401
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 17, 2013
12401
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 14, 2012
12401
Delinquent account
U.S. BANCORP
Closed with explanation
Yes
Yes
Aug 12, 2013
12401
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Apr 20, 2012
12401
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Feb 14, 2015
12401
Rewards
CITIBANK, N.A.
Closed with explanation
Yes
Yes

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Local Financial Institutions in Kingston

Banks in or near Kingston, NY

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Kingston produced no matches.

ATMs in or near Kingston, NY

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Kingston produced no matches.

Credit Unions in or near Kingston, NY

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Kingston produced no matches.

Kingston, NY Household Income Statistics

Income: Kingston vs. New York

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Kingston, NY Income Breakdown

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Income: Kingston vs. Nation

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Additional information about New York

About Kingston

Kingston is a city located in Ulster County in the state of New York, and has a population of approximately 23,893. [6]

NY Credit Cards

Kingston Credit Cards

For more information about Kingston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau