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Comprehensive Local Credit Card Guide

Credit Cards in 10540 (Lincolndale, NY)

Credit Card Debt in 10540

^ Average credit card debt in 10540 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10540

^ Based on overall New York data, the credit card delinquency rate in Lincolndale is approximately 0.59%. [2]

Credit Scores in 10540

^ The average credit score in Lincolndale is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 10540

Credit Card Debt in 10540


  • 10540 Credit Card Debt
    • The estimated average credit card debt for 10540 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10540


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10540 Credit Scores


  • Credit Scores in 10540
    • Residents of 10540 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10540 (Lincolndale, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10540 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10540 [4]
    • 10540 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10540 (Lincolndale, NY)

Recent credit card complaints originating from consumers in 10540, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10540

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 10540

10540 is associated with the city of Lincolndale, which is located in Westchester County in the state of New York. [6]

NY Credit Cards

10540 Credit Cards

For more information about 10540 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10540

6. ^ United States Census Bureau