Comprehensive Local Credit Card Guide

Credit Cards in 10922 (Fort Montgomery, NY)

Credit Card Debt in 10922

^ Average credit card debt in 10922 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10922

^ Based on overall New York data, the credit card delinquency rate in Fort Montgomery is approximately 0.59%. ^[2]

Credit Scores in 10922

^ The average credit score in Fort Montgomery is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10922

Credit Card Debt in 10922

10922 Credit Card Debt
- The estimated average credit card debt for 10922 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10922

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10922 Credit Scores

Credit Scores in 10922
- Residents of 10922 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10922 (Fort Montgomery, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10922 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10922 ^[4]
- 10922 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10922 (Fort Montgomery, NY)

Recent credit card complaints originating from consumers in 10922, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10922

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	1

* Total 2021 - 2024 (current)

Additional information about New York

About 10922

10922 is associated with the city of Fort Montgomery, which is located in Orange County in the state of New York. ^[6]

10922 Credit Cards

For more information about 10922 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10922

6. ^ United States Census Bureau