Comprehensive Local Credit Card Guide

Credit Cards in 11364 (Oakland Gardens, NY)

Credit Card Debt in 11364

^ Average credit card debt in 11364 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11364

^ Based on overall New York data, the credit card delinquency rate in Oakland Gardens is approximately 0.59%. ^[2]

Credit Scores in 11364

^ The average credit score in Oakland Gardens is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11364

Credit Card Debt in 11364

11364 Credit Card Debt
- The estimated average credit card debt for 11364 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11364

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11364 Credit Scores

Credit Scores in 11364
- Residents of 11364 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11364 (Oakland Gardens, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11364 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11364 ^[4]
- 11364 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11364 (Oakland Gardens, NY)

Recent credit card complaints originating from consumers in 11364, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11364

Complaint Issue	Number of Complaints*
Incorrect information on your report	173
Improper use of your report	127
Problem with a company's investigation into an existing problem	51
Unable to get your credit report or credit score	43
Problem with a credit reporting company's investigation	34
Other	158

* Total 2021 - 2024 (current)

Additional information about New York

About 11364

11364 is associated with the city of Oakland Gardens, which is located in Queens County in the state of New York. ^[6]

11364 Credit Cards

For more information about 11364 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11364

6. ^ United States Census Bureau