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Comprehensive Local Credit Card Guide

Credit Cards in 11550 (Hempstead, NY)

Credit Card Debt in 11550

^ Average credit card debt in 11550 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11550

^ Based on overall New York data, the credit card delinquency rate in Hempstead is approximately 0.59%. [2]

Credit Scores in 11550

^ The average credit score in Hempstead is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 11550

Credit Card Debt in 11550


  • 11550 Credit Card Debt
    • The estimated average credit card debt for 11550 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11550


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11550 Credit Scores


  • Credit Scores in 11550
    • Residents of 11550 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11550 (Hempstead, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11550 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11550 [4]
    • 11550 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11550 (Hempstead, NY)

Recent credit card complaints originating from consumers in 11550, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 8, 2016
11550
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 23, 2014
11550
Customer service / Customer relations
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Aug 2, 2012
11550
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Sep 23, 2015
11550
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 15, 2014
11550
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 8, 2015
11550
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 3, 2014
11550
Identity theft / Fraud / Embezzlement
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Feb 29, 2016
11550
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 18, 2012
11550
Late fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 10, 2012
11550
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Nov 27, 2012
11550
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Sep 5, 2012
11550
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Sep 2, 2015
11550
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 5, 2014
11550
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No

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Local financial institutions in or near 11550

Banks in or near 11550 (Hempstead, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 11550 produced no matches.

ATMs in or near 11550 (Hempstead, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 11550 produced no matches.

Credit Unions in or near 11550 (Hempstead, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 11550 produced no matches.

Household Income Statistics in 11550

Income: 11550 vs. New York

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Income Breakdown in 11550

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Income: 11550 vs. Nation

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Additional information about New York

About 11550

11550 is associated with the city of Hempstead, which is located in Nassau County in the state of New York. [6]

NY Credit Cards

11550 Credit Cards

For more information about 11550 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau