Comprehensive Local Credit Card Guide

Credit Cards in 11550 (Hempstead, NY)

Credit Card Debt in 11550

^ Average credit card debt in 11550 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11550

^ Based on overall New York data, the credit card delinquency rate in Hempstead is approximately 0.59%. ^[2]

Credit Scores in 11550

^ The average credit score in Hempstead is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11550

Credit Card Debt in 11550

11550 Credit Card Debt
- The estimated average credit card debt for 11550 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11550

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11550 Credit Scores

Credit Scores in 11550
- Residents of 11550 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11550 (Hempstead, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11550 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11550 ^[4]
- 11550 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11550 (Hempstead, NY)

Recent credit card complaints originating from consumers in 11550, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Mar 8, 2016	11550	Closing/Cancelling account	CITIBANK, N.A.	Closed with explanation	Yes	No
Sep 23, 2014	11550	Customer service / Customer relations	CITIBANK, N.A.	Closed with non-monetary relief	Yes	Yes
Aug 2, 2012	11550	Billing disputes	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with non-monetary relief	Yes	No
Sep 23, 2015	11550	Billing disputes	CITIBANK, N.A.	Closed with monetary relief	Yes	No
Aug 15, 2014	11550	Credit determination	CITIBANK, N.A.	Closed with explanation	Yes	No
Mar 8, 2015	11550	Identity theft / Fraud / Embezzlement	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Dec 3, 2014	11550	Identity theft / Fraud / Embezzlement	TD BANK US HOLDING COMPANY	Closed with explanation	Yes	Yes
Feb 29, 2016	11550	Transaction issue	CITIBANK, N.A.	Closed with monetary relief	Yes	No
Dec 18, 2012	11550	Late fee	CITIBANK, N.A.	Closed with explanation	Yes	No
Feb 10, 2012	11550	Collection debt dispute	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with relief	Yes	No
Nov 27, 2012	11550	APR or interest rate	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with monetary relief	Yes	Yes
Sep 5, 2012	11550	Identity theft / Fraud / Embezzlement	SYNCHRONY FINANCIAL	Closed with explanation	Yes	No
Sep 2, 2015	11550	APR or interest rate	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Jun 5, 2014	11550	Other	SYNCHRONY FINANCIAL	Closed with monetary relief	Yes	No

Local financial institutions in or near 11550

Banks in or near 11550 (Hempstead, NY)

Local banks offering credit and financial products to residents of the community.

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ATMs in or near 11550 (Hempstead, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Credit Unions in or near 11550 (Hempstead, NY)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 11550 produced no matches.

Household Income Statistics in 11550

Income: 11550 vs. New York

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Income Breakdown in 11550

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Income: 11550 vs. Nation

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Additional information about New York

About 11550

11550 is associated with the city of Hempstead, which is located in Nassau County in the state of New York. ^[6]

11550 Credit Cards

For more information about 11550 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau