Comprehensive Local Credit Card Guide

Credit Cards in 11550 (Hempstead, NY)

Credit Card Debt in 11550

^ Average credit card debt in 11550 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11550

^ Based on overall New York data, the credit card delinquency rate in Hempstead is approximately 0.59%. ^[2]

Credit Scores in 11550

^ The average credit score in Hempstead is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11550

Credit Card Debt in 11550

11550 Credit Card Debt
- The estimated average credit card debt for 11550 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11550

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11550 Credit Scores

Credit Scores in 11550
- Residents of 11550 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11550 (Hempstead, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11550 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11550 ^[4]
- 11550 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11550 (Hempstead, NY)

Recent credit card complaints originating from consumers in 11550, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11550

Complaint Issue	Number of Complaints*
Incorrect information on your report	1498
Improper use of your report	825
Problem with a company's investigation into an existing problem	244
Problem with a credit reporting company's investigation	241
Attempts to collect debt not owed	85
Other	263

* Total 2021 - 2024 (current)

Additional information about New York

About 11550

11550 is associated with the city of Hempstead, which is located in Nassau County in the state of New York. ^[6]

11550 Credit Cards

For more information about 11550 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11550

6. ^ United States Census Bureau