Comprehensive Local Credit Card Guide

Credit Cards in 11560 (Locust Valley, NY)

Credit Card Debt in 11560

^ Average credit card debt in 11560 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11560

^ Based on overall New York data, the credit card delinquency rate in Locust Valley is approximately 0.59%. ^[2]

Credit Scores in 11560

^ The average credit score in Locust Valley is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11560

Credit Card Debt in 11560

11560 Credit Card Debt
- The estimated average credit card debt for 11560 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11560

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

11560 Credit Scores

Credit Scores in 11560
- Residents of 11560 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11560 (Locust Valley, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11560 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11560 ^[4]
- 11560 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11560 (Locust Valley, NY)

Recent credit card complaints originating from consumers in 11560, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11560

Complaint Issue	Number of Complaints*
Improper use of your report	5
Incorrect information on your report	5
Problem with a company's investigation into an existing problem	2
Closing an account	1
Fraud or scam	1
Other	3

* Total 2021 - 2024 (current)

Additional information about New York

About 11560

11560 is associated with the city of Locust Valley, which is located in Nassau County in the state of New York. ^[6]

11560 Credit Cards

For more information about 11560 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11560

6. ^ United States Census Bureau