Comprehensive Local Credit Card Guide

Credit Cards in 11726 (Copiague, NY)

Credit Card Debt in 11726

^ Average credit card debt in 11726 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11726

^ Based on overall New York data, the credit card delinquency rate in Copiague is approximately 0.59%. ^[2]

Credit Scores in 11726

^ The average credit score in Copiague is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11726

Credit Card Debt in 11726

11726 Credit Card Debt
- The estimated average credit card debt for 11726 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11726

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11726 Credit Scores

Credit Scores in 11726
- Residents of 11726 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11726 (Copiague, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11726 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11726 ^[4]
- 11726 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11726 (Copiague, NY)

Recent credit card complaints originating from consumers in 11726, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11726

Complaint Issue	Number of Complaints*
Incorrect information on your report	176
Improper use of your report	80
Problem with a company's investigation into an existing problem	50
Problem with a credit reporting company's investigation	11
Attempts to collect debt not owed	5
Other	33

* Total 2021 - 2024 (current)

Additional information about New York

About 11726

11726 is associated with the city of Copiague, which is located in Suffolk County in the state of New York. ^[6]

11726 Credit Cards

For more information about 11726 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11726

6. ^ United States Census Bureau