Comprehensive Local Credit Card Guide

Credit Cards in 11784 (Selden, NY)

Credit Card Debt in 11784

^ Average credit card debt in 11784 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11784

^ Based on overall New York data, the credit card delinquency rate in Selden is approximately 0.59%. ^[2]

Credit Scores in 11784

^ The average credit score in Selden is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11784

Credit Card Debt in 11784

11784 Credit Card Debt
- The estimated average credit card debt for 11784 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11784

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11784 Credit Scores

Credit Scores in 11784
- Residents of 11784 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11784 (Selden, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11784 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11784 ^[4]
- 11784 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11784 (Selden, NY)

Recent credit card complaints originating from consumers in 11784, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11784

Complaint Issue	Number of Complaints*
Incorrect information on your report	139
Improper use of your report	136
Problem with a company's investigation into an existing problem	53
Problem with a credit reporting company's investigation	21
Struggling to pay mortgage	11
Other	67

* Total 2021 - 2024 (current)

Additional information about New York

About 11784

11784 is associated with the city of Selden, which is located in Suffolk County in the state of New York. ^[6]

11784 Credit Cards

For more information about 11784 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11784

6. ^ United States Census Bureau