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Oneonta Credit Cards

Credit Card Debt in Oneonta

^ Average credit card debt in Oneonta is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Oneonta

^ Based on overall NY data, the credit card delinquency rate in Oneonta is approximately 0.59%. [2]

Credit Scores in Oneonta

^ The average credit score in Oneonta is approximately 704, based on collective New York data. [3]

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Oneonta, NY Credit Card & Personal Finance Statistics

Oneonta Credit Card Debt


  • Credit Card Debt in Oneonta
    • The estimated average credit card debt for Oneonta residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Oneonta Credit Scores


  • Credit Scores in Oneonta
    • Residents of Oneonta, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Oneonta, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Oneonta cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oneonta [4]
    • Oneonta (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Oneonta

Oneonta is a city located in Otsego County in the state of New York, and has a population of approximately 13,901. [6]

NY Credit Cards

Oneonta Credit Cards

For more information about Oneonta credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau