Comprehensive Local Credit Card Guide

Credit Cards in 11955 (Moriches, NY)

Credit Card Debt in 11955

^ Average credit card debt in 11955 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11955

^ Based on overall New York data, the credit card delinquency rate in Moriches is approximately 0.59%. ^[2]

Credit Scores in 11955

^ The average credit score in Moriches is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11955

Credit Card Debt in 11955

11955 Credit Card Debt
- The estimated average credit card debt for 11955 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11955

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11955 Credit Scores

Credit Scores in 11955
- Residents of 11955 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11955 (Moriches, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11955 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11955 ^[4]
- 11955 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11955 (Moriches, NY)

Recent credit card complaints originating from consumers in 11955, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11955

Complaint Issue	Number of Complaints*
Improper use of your report	24
Incorrect information on your report	21
Problem with a company's investigation into an existing problem	3
Struggling to pay your bill	2
Applying for a mortgage or refinancing an existing mortgage	1
Other	4

* Total 2021 - 2024 (current)

Additional information about New York

About 11955

11955 is associated with the city of Moriches, which is located in Suffolk County in the state of New York. ^[6]

11955 Credit Cards

For more information about 11955 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11955

6. ^ United States Census Bureau