Credit Card & Personal Finance Statistics in 12060
Credit Card Debt in 12060
- 12060 Credit Card Debt
-
- The estimated average credit card debt for 12060 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12060
12060 Credit Scores
- Credit Scores in 12060
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- Residents of 12060 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12060 (East Chatham, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12060 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12060 [4]
-
- 12060 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12060 (East Chatham, NY)
Recent credit card complaints originating from consumers in 12060, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12060
| Complaint Issue |
Number of Complaints* |
| Unable to get your credit report or credit score |
3 |
| Incorrect information on your report |
1 |
| Problem with customer service |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12060
12060 is associated with the city of East Chatham, which is located in Columbia County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax