Credit Card & Personal Finance Statistics in 12120
Credit Card Debt in 12120
- 12120 Credit Card Debt
-
- The estimated average credit card debt for 12120 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12120
12120 Credit Scores
- Credit Scores in 12120
-
- Residents of 12120 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12120 (Medusa, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12120 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12120 [4]
-
- 12120 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12120 (Medusa, NY)
Recent credit card complaints originating from consumers in 12120, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12120
| Complaint Issue |
Number of Complaints* |
| Struggling to pay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12120
12120 is associated with the city of Medusa, which is located in Albany County in the state of New York. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
