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Comprehensive Local Credit Card Guide

Chatham Credit Cards

Credit Card Debt in Chatham

^ Average credit card debt in Chatham is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Chatham

^ Based on overall NY data, the credit card delinquency rate in Chatham is approximately 0.59%. [2]

Credit Scores in Chatham

^ The average credit score in Chatham is approximately 704, based on collective New York data. [3]

NY Credit Cards

Chatham, NY Credit Card & Personal Finance Statistics

Chatham Credit Card Debt


  • Credit Card Debt in Chatham
    • The estimated average credit card debt for Chatham residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Chatham Credit Card Calculator


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Chatham Credit Scores


  • Credit Scores in Chatham
    • Residents of Chatham, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Chatham, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Chatham cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chatham [4]
    • Chatham (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Chatham, NY

Recent credit card complaints originating from consumers in 12037, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 22, 2014
12037
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

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Local Financial Institutions in Chatham

Banks in or near Chatham, NY

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Chatham produced no matches.

ATMs in or near Chatham, NY

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Chatham produced no matches.

Credit Unions in or near Chatham, NY

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Chatham produced no matches.

Chatham, NY Household Income Statistics

Income: Chatham vs. New York

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Chatham, NY Income Breakdown

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Income: Chatham vs. Nation

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Additional information about New York

About Chatham

Chatham is a village located in Columbia County in the state of New York, and has a population of approximately 1,770. [6]

NY Credit Cards

Chatham Credit Cards

For more information about Chatham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau