Credit Card & Personal Finance Statistics in 12182
Credit Card Debt in 12182
- 12182 Credit Card Debt
-
- The estimated average credit card debt for 12182 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12182
12182 Credit Scores
- Credit Scores in 12182
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- Residents of 12182 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12182 (Troy, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12182 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12182 [4]
-
- 12182 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12182 (Troy, NY)
Recent credit card complaints originating from consumers in 12182, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12182
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
46 |
| Improper use of your report |
11 |
| Problem with a credit reporting company's investigation |
8 |
| Attempts to collect debt not owed |
4 |
| Written notification about debt |
3 |
| Other |
7 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12182
12182 is associated with the city of Troy, which is located in Rensselaer County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
