Credit Card & Personal Finance Statistics in 12440
Credit Card Debt in 12440
- 12440 Credit Card Debt
-
- The estimated average credit card debt for 12440 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12440
12440 Credit Scores
- Credit Scores in 12440
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- Residents of 12440 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12440 (High Falls, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12440 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12440 [4]
-
- 12440 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12440 (High Falls, NY)
Recent credit card complaints originating from consumers in 12440, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12440
| Complaint Issue |
Number of Complaints* |
| Struggling to repay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12440
12440 is associated with the city of High Falls, which is located in Ulster County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
