Credit Card & Personal Finance Statistics in 12565
Credit Card Debt in 12565
- 12565 Credit Card Debt
-
- The estimated average credit card debt for 12565 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12565
12565 Credit Scores
- Credit Scores in 12565
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- Residents of 12565 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12565 (Philmont, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12565 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12565 [4]
-
- 12565 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12565 (Philmont, NY)
Recent credit card complaints originating from consumers in 12565, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12565
Complaint Issue |
Number of Complaints* |
Struggling to pay your loan |
2 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12565
12565 is associated with the city of Philmont, which is located in Columbia County in the state of New York. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax