Credit Card & Personal Finance Statistics in 12742
Credit Card Debt in 12742
- 12742 Credit Card Debt
-
- The estimated average credit card debt for 12742 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12742
12742 Credit Scores
- Credit Scores in 12742
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- Residents of 12742 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12742 (Harris, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12742 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12742 [4]
-
- 12742 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12742 (Harris, NY)
Recent credit card complaints originating from consumers in 12742, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12742
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
12 |
| Improper use of your report |
5 |
| Incorrect information on your report |
3 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12742
12742 is associated with the city of Harris, which is located in Sullivan County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
