Comprehensive Local Credit Card Guide

Credit Cards in 13093 (Lycoming, NY)

Credit Card Debt in 13093

^ Average credit card debt in 13093 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 13093

^ Based on overall New York data, the credit card delinquency rate in Lycoming is approximately 0.59%. ^[2]

Credit Scores in 13093

^ The average credit score in Lycoming is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 13093

Credit Card Debt in 13093

13093 Credit Card Debt
- The estimated average credit card debt for 13093 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 13093

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13093 Credit Scores

Credit Scores in 13093
- Residents of 13093 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 13093 (Lycoming, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 13093 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 13093 ^[4]
- 13093 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 13093 (Lycoming, NY)

Recent credit card complaints originating from consumers in 13093, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 13093

Complaint Issue	Number of Complaints*
Fees or interest	1
Problem when making payments	1

* Total 2021 - 2024 (current)

Additional information about New York

About 13093

13093 is associated with the city of Lycoming, which is located in Oswego County in the state of New York. ^[6]

13093 Credit Cards

For more information about 13093 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13093

6. ^ United States Census Bureau