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Comprehensive Local Credit Card Guide

Credit Cards in 13309 (Boonville, NY)

Credit Card Debt in 13309

^ Average credit card debt in 13309 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13309

^ Based on overall New York data, the credit card delinquency rate in Boonville is approximately 0.59%. [2]

Credit Scores in 13309

^ The average credit score in Boonville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13309

Credit Card Debt in 13309


  • 13309 Credit Card Debt
    • The estimated average credit card debt for 13309 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13309


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13309 Credit Scores


  • Credit Scores in 13309
    • Residents of 13309 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13309 (Boonville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13309 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13309 [4]
    • 13309 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13309 (Boonville, NY)

Recent credit card complaints originating from consumers in 13309, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13309

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 1
Managing an account 1
Managing the loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 13309

13309 is associated with the city of Boonville, which is located in Oneida County in the state of New York. [6]

NY Credit Cards

13309 Credit Cards

For more information about 13309 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13309

6. ^ United States Census Bureau