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Comprehensive Local Credit Card Guide

Middletown Credit Cards

Credit Card Debt in Middletown

^ Average credit card debt in Middletown is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Middletown

^ Based on overall NY data, the credit card delinquency rate in Middletown is approximately 0.59%. [2]

Credit Scores in Middletown

^ The average credit score in Middletown is approximately 704, based on collective New York data. [3]

NY Credit Cards

Middletown, NY Credit Card & Personal Finance Statistics

Middletown Credit Card Debt


  • Credit Card Debt in Middletown
    • The estimated average credit card debt for Middletown residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Middletown Credit Card Calculator


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Middletown Credit Scores


  • Credit Scores in Middletown
    • Residents of Middletown, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Middletown, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Middletown cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Middletown [4]
    • Middletown (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Middletown, NY

Recent credit card complaints originating from consumers in 10940, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 8, 2013
10940
APR or interest rate
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Mar 26, 2012
10940
Collection debt dispute
CITIBANK, N.A.
Closed with relief
Yes
No
Apr 28, 2015
10940
Delinquent account
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
May 17, 2016
10940
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jan 25, 2013
10940
Privacy
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Jul 10, 2013
10940
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 7, 2014
10940
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 26, 2013
10940
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 16, 2015
10940
Credit line increase/decrease
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 10, 2015
10940
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

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Local Financial Institutions in Middletown

Banks in or near Middletown, NY

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

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ATMs in or near Middletown, NY

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Our search for ATMs located in Middletown produced no matches.

Credit Unions in or near Middletown, NY

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Middletown produced no matches.

Middletown, NY Household Income Statistics

Income: Middletown vs. New York

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Middletown, NY Income Breakdown

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Income: Middletown vs. Nation

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Additional information about New York

About Middletown

Middletown is a city located in Orange County in the state of New York, and has a population of approximately 28,086. [6]

NY Credit Cards

Middletown Credit Cards

For more information about Middletown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau